Category: Business Studies

Please view our sample essays on business studies in this category.

The global financial crisis essay

Global Financial Crisis Essay

Global Financial Crisis Essay - Since the year 2007, the world has experienced a major setback in the economy as a whole. This condition is commonly referred to as the Global Financial Crisis. This effect emanated because of a liquidity shortfall in the banking system of the United States. This has led to the closure of many businesses around the world including big multinationals like the American insurance group (AIG). This downturn of economic events has fully been transmitted to the common citizens in almost all nations across the globe. As a result, consumer wealth has dropped making the standards of living poor with many countries opting to borrow from big financial institutions such as the world bank to supplement their budgets. The overall impact is the changes in the way we spend available money however scarce it may be. (more…)

Essay: Wealth Management

Sample Essay The wealth management division is centered to the Citigroup Private Bank that provides high-net worth clients with advisory and trust maintenance services. The package of services include managing relationships with clients and referring them to other divisions to obtain the product they need which are offered Citi. Statistically, this segment of Citi maintains 290 specialists in over 30 countries with a network of 470 professionals. (more…)

Essay: Nature of social security fund investments

Social Security Fund Investments Essay

Social Security Fund Investments Essay - Social Security funds are especially invested in federal securities and in long-term bonds. However, in 1997, there was a government advisory panel proposal that required that some of the revenues should be invested in bonds and stocks in order to generate higher earnings. Although this seemed a good idea, the panel was highly divided over the decision of whether the money was to be invested by individuals or the government. There was a disagreement on the money which was to be shifted from government bonds. (more…)

Essay: The subprime mortgage industry

Sample Essay

Due to the nature of business lines and global economic challenges (Barry and Joel, 2003), Citi had exposure to the subprime mortgage industry and its crisis did not leave Citigroup financially comfortable. But instead, the mortgage crisis made Citigroup lose money suffering considerable losses in 2007. Sadly, after Citigroup's various transactions involving write-offs and write-downs on many of its collateralized debt obligations and mortgage-backed securities, the net income yielded was $3.6 billion a decline from $21.5 billion representing an 83 percent fall compared to the previous financial year 2006. (more…)

Essay on Domino Pizza History and Background

Essay on Domino Pizza History and Background

Essay on Domino Pizza History and Background - Domino Pizza is the second-largest pizza chain in the U.S with its headquarters in Ann Arbor, Michigan in the United States. Domino Pizza was started by two brothers, James, and Tom Monaghan, who purchased a small pizza store by the name of Dominick's. This store was located in Ypsilanti, Michigan. The down payment was only $75 and $500 for paying for the store. (more…)

Essay: Psychographic Segmentation

Sample Essay The strategy for psychographic segmentation. It is a mixture of psychology and demographics and is used in order to understand consumers’ lifestyles based on the demographic characteristics and customers’ cognitive elements. It is clearly possible that within the same demographics consumers’ lifestyles, values, and norms may differ and vary from person to person (Kotler, Keller 13th Ed). (more…)

Essay: Triple Bottom Line in Business

Triple Bottom Line in Business - The core objective of a firm has remained to maximize its profits and its shareholders’ value. For many years organizations have operated to achieve financial benefits from their business activities. However, globalization has imposed innumerable challenges on these companies making it difficult for them to compete. (more…)

Essay: The Positive Impacts of Advertising

On average each American is exposed to approximately 500 advertisements every day. Despite many people having focused on the negative impacts of advertising such as it persuades consumers to buy a product that they may not need; however, there are also several positive impacts of advertising.

In several circumstances, advertising has delivered social messages for instance, “Friends don’t let friends drive drunk”, and at the same time, it is useful for fostering competition and innovation. (more…)

The necessity of Insurance Research Paper

The necessity of Insurance Research Paper - The general meaning of insurance is “a safeguard against financial losses or setbacks” that could happen accidentally, or due to some unforeseen circumstances beyond ordinary human control. Literally, anything and everything can be insured be it property, life, professional assets like the voice of a singer, the legs of a professional sportsman, or anything that a person can think of, that is valuable and is the major component of the person's livelihood. The main reason that people insure themselves, their properties or cargoes, or any other things is to be protected from any risks that may occur in the future, and in case of accidents and improbability. (more…)

Term Paper: Economic Globalization

Economic globalization is the increasing economic integration and interdependence of national, regional, and local economies across the world through an intensification of cross-border movement of goods, services, technologies, and capital. Whereas globalization is a broad set of processes concerning multiple networks of economic, political, and cultural interchange, contemporary economic globalization is propelled by the rapidly growing significance of information in all types of productive activities and marketing, and by developments in science and technology. (more…)