Foreclosure is a term used that gets the reference to mortgage payments and refers to the situation where someone has failed to make their payments resulting in the possession of their real estate.
Identity diffusion on the other hand refers to the situation where an individual does not have a clear identity perception of himself or herself. Identity moratorium usually occurs in the teenage years when an individual takes a break from normal identity perception and classification by choice to enjoy him or herself before returning to seriousness later.
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